New Home

PennyMac Lower Rate

Contact a PennyMac loan officer today to find out if you can save every month.

Manage Your Account

Existing customer?

Log in to your account

Log in

Or create a new account

Register Existing Loan Service
(800) 777-4001

Home Purchase Loans

Now is a great time to consider buying a home. Rates are at nearly historical lows and prices have dropped enough to make home ownership realistic for many.


PennyMac offers today's most popular loan options for refinancing at today's historically low mortgage rates.

New to PennyMac?

If your loan was recently transferred to PennyMac, you might have a few questions. Find your answers here.

Now get real-time PennyMac rate quotes on your phone.